Effective immediately, all credit card transactions for orders where you are using a credit card that is NOT issued on a USA Bank will carry a 4% surcharge. This is a fee I am charged by Visa / Mastercard for what they call a Cross Border and International Standard fee for all charges issued on foreign banks (i.e., Canadian). I have recently noticed these fees appearing from my Canadian customers.

Avoid these fees by having either a U.S. issued bankcard or pay via wire transfer.